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RBI Grade B Previous Year Question Paper, RBI Grade B Phase 2 Question Paper PDF, RBI Grade B Phase 2 Previous Year Paper, RBI Grade B Phase 2 July 25 2026 Question Paper, RBI Grade B Solved Question Papers, RBI Grade B Phase 2 PDF Free Download, RBI Grad
Are you preparing for the RBI Grade B Officer examination and looking for previous year question papers, Phase 2 solved papers and free PDF downloads? You are at the right place!
The RBI Grade B examination is one of the most competitive and prestigious banking examinations in India. Every year, thousands of candidates prepare for this examination to get an opportunity to work with the Reserve Bank of India (RBI).
However, clearing this examination requires more than just studying books. Candidates need a clear understanding of the exam pattern, syllabus, previous year questions, descriptive writing and current economic and financial developments.
In this article, we have provided RBI Grade B Phase 2 Previous Year Question Papers, including the July 25, 2026 examination paper, along with available memory-based papers, solutions and answer keys.
You can download the available question papers in PDF format and use them to understand the actual examination pattern, identify important topics and improve your preparation.
Whether you are preparing for the RBI Grade B General, DEPR or DSIM examination, this guide will help you understand the selection process, eligibility criteria, syllabus, exam pattern and preparation strategy.
RBI Grade B Phase 2 Previous Year Question Papers PDF Free Download.
RBI Grade B General Cadre Phase 2 Exam Paper – July 25, 2026.
Previous Year Solved Papers and Memory-Based Question Papers.
ESI, English Writing Skills and Finance & Management Question Papers.
Detailed RBI Grade B Phase 2 Syllabus and Exam Pattern.
Complete Eligibility Criteria, Age Limit and Educational Qualification.
RBI Grade B Selection Process, Interview and Salary Details.
The Reserve Bank of India conducts the RBI Grade B Officer recruitment examination for different cadres. The General Cadre is one of the most popular options among graduates and postgraduates who want to build a career in India's central banking system.
RBI Grade B Officers work in important areas related to monetary policy, banking regulation, financial stability, economic research and financial supervision.
Here is a quick overview of the RBI Grade B General examination.
| Particulars | Details |
|---|---|
| Exam Name | RBI Grade B Officer Examination |
| Conducting Body | Reserve Bank of India |
| Post Name | Officer Grade B (DR) – General |
| Exam Level | National Level |
| Exam Mode | Online |
| Selection Process | Phase 1, Phase 2 and Interview |
| Phase 1 Marks | 200 |
| Phase 2 Marks | 300 |
| Interview Marks | 75 |
| Total Marks for Final Merit | 375 |
| Phase 2 Exam Date 2026 | July 25, 2026 |
| Job Location | Across India |
| Official Website | www.rbi.org.in |
Previous year question papers are among the most useful resources for candidates preparing for the RBI Grade B examination. They help you understand the nature of questions, examination difficulty, descriptive answer requirements and important topics.
For the convenience of candidates, we are providing RBI Grade B Phase 2 previous year question papers and available memory-based papers in PDF format.
The download section below will include question papers from different years, including the RBI Grade B Phase 2 examination held on July 25, 2026.
[ADD YOUR RBI GRADE B PHASE 2 QUESTION PAPER PDF DOWNLOAD LINKS HERE]
You can organise your PDF links using the following details:
| Examination | Question Paper / PDF |
|---|---|
| RBI Grade B Phase 2 2026 – July 25 | Download PDF |
| RBI Grade B Phase 2 2025 | Download PDF |
| RBI Grade B Phase 2 2024 | Download PDF |
| RBI Grade B Phase 2 2023 | Download PDF |
| RBI Grade B Phase 2 2022 | Download PDF |
| RBI Grade B Phase 2 2021 | Download PDF |
Note: Add the actual PDF links in the table above. Some previous year papers may be memory-based or reconstructed from candidate feedback rather than official question papers released by RBI. Solutions and answer keys should be labelled according to their actual availability.
The RBI Grade B Phase 2 examination for the General Cadre was conducted on July 25, 2026. The examination consisted of three papers:
Paper I – Economic and Social Issues (ESI)
Paper II – English (Writing Skills)
Paper III – General Finance and Management
Candidates were required to appear for all three papers conducted in different shifts.
If you are preparing for the next RBI Grade B examination, practising the July 25, 2026 question papers can help you understand the latest examination pattern and the types of questions asked in Phase 2.
Important: The July 25, 2026 date refers to the General Cadre. The DEPR and DSIM cadres had their Phase 2 examinations on July 26, 2026.
RBI Grade B is an officer-level recruitment examination conducted by the Reserve Bank of India. Selected candidates join the Bank as Officers in Grade B (Direct Recruitment).
Unlike ordinary banking recruitment examinations, RBI Grade B focuses on a broader understanding of economics, finance, banking, management and public policy.
An RBI Grade B Officer may work in departments dealing with:
Banking Regulation and Supervision
Monetary Policy
Financial Markets
Economic Research
Currency Management
Financial Inclusion
Foreign Exchange Management
Payment and Settlement Systems
Financial Stability
The responsibilities depend on the department and posting assigned to the officer.
Before applying for the RBI Grade B examination, candidates must fulfil the prescribed eligibility conditions regarding nationality, age and educational qualifications.
The following eligibility details are based on the RBI Grade B 2026 notification, with April 1, 2026 as the eligibility reference date.
A candidate must generally be:
A citizen of India.
A subject of Nepal or Bhutan.
A Tibetan refugee who came to India before January 1, 1962, intending to settle permanently.
A person of Indian origin who migrated from specified countries with the intention of permanently settling in India.
Candidates belonging to categories other than Indian citizens must fulfil the Government of India certificate requirements mentioned in the official notification.
For the General Cadre, candidates must have attained 21 years of age and must not have attained 30 years as of April 1, 2026.
| Particulars | Age Limit |
|---|---|
| Minimum Age | 21 Years |
| Maximum Age | 30 Years |
| Age Calculation Date | April 1, 2026 |
Candidates must have been born not earlier than April 2, 1996 and not later than April 1, 2005.
The RBI provides age relaxation to eligible candidates belonging to specified categories.
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD – General/EWS | 10 Years |
| PwBD – SC/ST | 15 Years |
| PwBD – OBC | 13 Years |
| M.Phil. Holders | Upper age limit up to 32 Years |
| Ph.D. Holders | Upper age limit up to 34 Years |
Certain additional relaxations are available for eligible ex-servicemen, experienced officers and other specified candidates under the official notification. These relaxations are subject to the applicable conditions and restrictions.
The educational qualification depends on the cadre in which a candidate wishes to apply.
RBI Grade B General Cadre
Candidates must fulfil either of the following requirements:
Graduation in any discipline with a minimum of 60% marks.
Post-Graduation in any discipline with a minimum of 55% marks.
For SC/ST/PwBD candidates, where applicable to reserved posts, the minimum requirement is 50% in graduation or pass marks in post-graduation.
Equivalent recognised technical and professional qualifications are also accepted subject to the prescribed conditions.
RBI Grade B DEPR Cadre
Candidates must possess a Master's degree in Economics or specified related Economics or Finance disciplines, with at least 55% marks or equivalent grade.
RBI Grade B DSIM Cadre
Candidates must fulfil the prescribed qualifications in Statistics, Mathematics, Econometrics, Data Science, Artificial Intelligence, Machine Learning or other specified related disciplines.
The DSIM notification also permits certain four-year bachelor's qualifications with the prescribed marks.
Important: The eligibility criteria for General, DEPR and DSIM are different. Candidates should check the respective cadre requirements before applying.
The RBI Grade B General recruitment process consists of three main stages.
Phase 1 is the preliminary online examination. It is an objective-type test consisting of four sections:
General Awareness
English Language
Quantitative Aptitude
Reasoning Ability
Candidates must secure the prescribed sectional and aggregate cut-off marks to qualify for Phase 2.
Phase 2 is the main examination and consists of three papers:
Economic and Social Issues (ESI)
English (Writing Skills)
General Finance and Management (FM)
Each paper carries 100 marks, making the total 300 marks.
Candidates who meet the prescribed Phase 2 cut-off are shortlisted for the Interview.
Candidates shortlisted after Phase 2 are called for an interview conducted by RBI.
The interview carries 75 marks. Candidates can generally opt to appear for the interview in Hindi or English.
RBI also conducts a Personality Assessment before the interview. It does not carry marks and is not included in the final merit calculation.
Final Selection: The final merit list is prepared using the combined marks of Phase 2 and Interview, out of 375 marks. Phase 1 marks are not added to the final merit score.
The Phase 1 examination is an objective-type online test carrying 200 marks.
| Subject | Questions | Marks |
|---|---|---|
| General Awareness | 80 | 80 |
| English Language | 30 | 30 |
| Quantitative Aptitude | 30 | 30 |
| Reasoning Ability | 60 | 60 |
| Total | 200 | 200 |
Total Duration: 120 Minutes (2 Hours)
Separate time limits are provided for each section. Candidates must qualify in the required sectional and aggregate cut-offs.
The Phase 2 examination is the most important stage for candidates preparing for the RBI Grade B General Cadre.
It consists of three papers, each carrying 100 marks.
| Paper | Subject | Exam Type | Marks | Duration |
|---|---|---|---|---|
| Paper I | Economic and Social Issues (ESI) | Objective + Descriptive | 100 | 120 Minutes |
| Paper II | English (Writing Skills) | Descriptive | 100 | 90 Minutes |
| Paper III | General Finance and Management | Objective + Descriptive | 100 | 120 Minutes |
| Total | 300 | 300 Minutes |
Paper I (ESI) and Paper III (Finance and Management) contain:
30 Objective Questions carrying 50 marks.
6 Descriptive Questions, out of which candidates must attempt 4.
Descriptive questions carry 50 marks in total.
Two descriptive questions carry 15 marks each and two carry 10 marks each.
Paper II (English Writing Skills) is entirely descriptive and assesses candidates' writing and communication skills.
The ESI and FM descriptive answers are typed on a computer. Candidates can type answers in Hindi using the prescribed Inscript or Remington (GAIL) keyboard layouts. English is tested separately through the English paper.
Understanding the RBI Grade B Phase 2 syllabus is essential because the examination tests both theoretical knowledge and the ability to apply concepts to real-world economic and financial situations.
Here is the subject-wise syllabus for the General Cadre.
This paper focuses on India's economy, economic development, social issues and international economic developments.
Growth and Development
Measurement of Economic Growth
National Income
Per Capita Income
Poverty Alleviation
Employment Generation in India
Sustainable Development
Environmental Issues
Indian Economy
Economic History of India
Industrial Policy
Labour Policy
Monetary Policy
Fiscal Policy
Economic Reforms Since 1991
Union Budget
Economic Survey
Indian Money and Financial Markets
Role of Indian Banks in Economic Development
Role of RBI in Economic Development
Public Finance
Political Economy
Industrial Development in India
Indian Agriculture
Services Sector in India
Globalisation
Opening Up of the Indian Economy
Balance of Payments
Export-Import Policy
International Monetary Fund (IMF)
World Bank
World Trade Organization (WTO)
Regional Economic Cooperation
International Economic Issues
Social Structure in India
Multiculturalism
Demographic Trends
Urbanisation
Migration
Gender Issues
Social Justice
The English paper is designed to evaluate candidates' writing ability, understanding of topics, expression and communication skills.
Important areas for preparation include:
Essay Writing
Precis Writing
Reading Comprehension
Business and Economic Topics
Banking and Financial Topics
Social and Economic Issues
Analytical Writing
Clear and Structured Expression
Grammar and Sentence Construction
The official syllabus describes this paper broadly as an assessment of writing skills, expression and understanding of the topic. The above list is a preparation guide rather than a fixed official question list.
The Finance and Management paper covers financial institutions, banking, financial markets, accounting, management and organisational behaviour.
A. Financial System
Structure and Functions of Financial Institutions
Functions of Reserve Bank of India
Banking System in India
SIDBI
EXIM Bank
NABARD
NHB
NaBFID
Global Financial System
Developments in Banking and Finance
Role of Information Technology in Banking
Non-Banking Financial System
Digital Payments
B. Financial Markets
Primary Markets
Secondary Markets
Foreign Exchange Market
Money Market
Bond Market
Equity Market
Financial Market Instruments
Recent Financial Market Developments
C. General Finance Topics
Financial Risk Management
Basics of Derivatives
Global Financial Markets
International Banking
Financial Inclusion
Alternative Sources of Finance
Public-Private Partnership (PPP)
Corporate Governance in Banking
Union Budget
Accounting Basics
Balance Sheet
Profit and Loss Statement
Cash Flow Statement
Financial Ratio Analysis
Inflation
Consumer Price Index (CPI)
Wholesale Price Index (WPI)
Monetary and Fiscal Policies
D. Management
Fundamentals of Management and Organisational Behaviour
Introduction to Management
Evolution of Management Thought
Scientific Management
Administrative Management
Human Relations Approach
Systems Approach
Management Functions
Managerial Roles
Organisational Behaviour
Personality and Big Five Model
Reinforcement
Perception
Motivation Theories
Maslow's Need Hierarchy Theory
Herzberg's Two-Factor Theory
McClelland's Theory
Leadership Theories
Emotional Intelligence
Interpersonal Relationships
Transactional Analysis
Johari Window
Conflict Management
Organisational Change
Organisational Development
Ethics and Corporate Governance
Business Ethics
Workplace Ethics
Ethical Issues in Business
Utilitarianism
Rights and Duties
Justice and Fairness
Virtue Ethics
Code of Ethics
Code of Conduct
Corporate Governance
Role of Board of Directors
Communication Process
Communication Channels
Verbal and Non-Verbal Communication
Barriers to Communication
Apart from the General Cadre, RBI also recruits officers under DEPR and DSIM.
These are specialised streams, and their eligibility criteria, syllabus and examination structure are different from the General Cadre.
DEPR – Department of Economic and Policy Research
This cadre focuses on economic research, policy analysis, economic data and related work.
The examination includes Economics and English papers, with the Phase 2 examination consisting of two descriptive Economics papers.
DSIM – Department of Statistics and Information Management
This cadre focuses on statistical analysis, data interpretation, econometrics, forecasting and data science.
Its syllabus includes Probability, Statistics, Statistical Inference, Econometrics, Time Series, Data Science, Artificial Intelligence and Machine Learning.
Candidates applying for DEPR or DSIM should download the separate syllabus and previous year papers for their respective streams.
The application fee for the 2026 recruitment was as follows:
| Category | Application Charges |
|---|---|
| General / OBC / EWS | ₹850 + 18% GST |
| SC / ST / PwBD | ₹100 + 18% GST (Intimation Charges only) |
| RBI Staff Candidates | Nil |
Bank transaction charges, where applicable, were payable separately.
One of the major attractions of the RBI Grade B Officer position is its salary, allowances and career benefits.
According to the 2026 notification:
Starting Basic Pay: ₹78,450 per month.
Initial Gross Monthly Emoluments: Approximately ₹1,54,936 without HRA.
HRA: 15% of Pay if Bank accommodation is not provided.
Officers are also eligible for allowances and benefits such as:
Dearness Allowance (DA)
Special Allowance
Grade Allowance
Local Compensatory Allowance
Learning Allowance
House Rent Allowance (where applicable)
Medical Benefits
Leave Fare Concession
Bank Accommodation, subject to availability
Concessional Loans and Advances
The actual salary and benefits are subject to applicable RBI rules and revisions.
RBI Grade B Phase 2 requires a balanced preparation strategy. Candidates should not focus only on objective questions because descriptive writing also plays an important role.
Here are some practical preparation tips:
1. Understand the Complete Syllabus
Start by dividing the ESI, English and Finance & Management syllabus into smaller topics. This will help you plan your preparation systematically.
2. Practise Previous Year Question Papers
Solve RBI Grade B Phase 2 previous year question papers to understand the examination pattern and the level of questions.
3. Read Economic and Financial News
Regularly follow important economic developments, RBI announcements, monetary policy decisions, the Union Budget and financial sector news.
4. Improve Descriptive Writing
Practise writing structured answers with a clear introduction, relevant facts, analysis and conclusion.
5. Focus on RBI Reports
Read important RBI publications, the RBI Annual Report, Financial Stability Report, Economic Survey and other relevant financial reports.
6. Attempt Mock Tests
Regular mock tests can help improve time management, accuracy and confidence.
7. Analyse Your Mistakes
After solving every paper, review incorrect answers and identify topics that need more attention.
You can download RBI Grade B Phase 2 previous year question papers from the PDF download section provided in this article. Available papers and memory-based question papers can be organised year-wise.
The RBI Grade B General Cadre Phase 2 examination was conducted on July 25, 2026. The DEPR and DSIM Phase 2 examinations were conducted on July 26, 2026.
There are three papers in the General Cadre: Economic and Social Issues (ESI), English (Writing Skills), and General Finance and Management (FM).
The RBI Grade B Phase 2 examination carries 300 marks, with each of its three papers carrying 100 marks.
Candidates must be between 21 and 30 years of age as on April 1, 2026, subject to the prescribed category-wise age relaxations.
Candidates need a graduation degree with at least 60% marks or a postgraduate degree with at least 55% marks. Relaxed minimum marks apply to eligible SC/ST/PwBD candidates as per the notification.
The objective sections of ESI and Finance & Management carry negative marking of one-fourth of the marks assigned to an incorrect answer. Descriptive answers do not carry negative marking.
The interview carries 75 marks. Final merit is calculated using Phase 2 marks and interview marks, out of 375.
The starting basic pay under the 2026 notification is ₹78,450 per month. Initial gross monthly emoluments are approximately ₹1,54,936 without HRA.
Yes. Candidates can prepare through self-study using the official syllabus, RBI publications, previous year question papers, mock tests and regular descriptive writing practice.
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Important publishing notes:
July 25, 2026 is specifically the General Cadre Phase 2 examination date. DEPR and DSIM papers were conducted on July 26, 2026.
RBI Grade B General Cadre 2026 final result has already been declared on October 15, 2026.
Reserve Bank of India+1
RBI does not necessarily publish the complete original question paper for public download. Clearly identify memory-based PDFs and independently prepared solutions.
Keep separate download sections for ESI, English and Finance & Management so students can find the required paper easily.
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