RBI Grade B 2023 Previous Year Question Papers with Free PDF Download Phase 2

RBI Grade B 2023 Previous Year Question Papers with Free PDF Download Phase 2

PHASE 02 — YEAR 2023

Instructions for Q.1 to Q.5: Read the following passage carefully and answer the given questions.

Motivation is a force that pushes people to work with a high level of commitment and focus, even if things are going against them. Motivation translates into a certain kind of human behaviour. In short, motivation is the driving force behind human actions. There are many different forces that guide and direct our motivations. Abraham Maslow postulated that a person will be motivated when all his needs are fulfilled. McClelland affirms that we all have _motivating drivers.

Leadership style is the reflection of the leader's behavioural pattern that enables them to manage their employees by directing and motivating them towards a common vision. As per Kurt Lewin, there are three major leadership styles, however, these theories were further broadened. Power. French and Raven (1959) gave five power dynamics (or bases of power). The contingency theory of leadership states that effective leadership is contingent upon the situation at hand. It depends on whether an individual's leadership style befits the situation.

Q.1 Which of the following is the highest level need of Maslow's Hierarchy Theory of Motivation?
(a) Self Actualisation Needs
(d) Safety Needs
(b) Esteem Needs
(e) Physiological Needs
(c) Social Needs

Q.2 McClelland's Model of Motivation proposed how many needs?
(a) 1
(b) 2
(c) 3

Q.3 Douglas McGregor developed a theory of motivation on the basis of a hypothesis relating to human behaviour. On one hand, managers assume employees are lazy and have an inherent dislike of work. On the other hand, work is as natural as play if the conditions are favourable and the average person does not inherently dislike work. Which of the theory is being talked about above?
(a) Vroom's Expectancy Theory
(b) Theory Z
(c) ERG Theory
(d) Theory X and Theory Y
(e) Porter and Lawler Expectancy Model

Q.4 Which of the following are three leadership styles given by Kurt Lewin?
(a) Authoritarian, Influencing, Power
(b) Autocratic, Democratic, Laissez Faire Leader
(c) Authorization, directive, participatory
(d) Supportive, Aggressive, Authorization
(e) None of the Above

Q.5 Which of the following is/are part of contingency theory?
(a) Fiedler Contingency Theory
(b) House's Path Goal Theory
(c) Managerial Grid of Blake and Mouton
(d) a) and b)
(e) a) and c)

Instructions for Q.6 to Q.10: Read the following passage carefully and answer the given questions.

Rohan is an employee who has changed many jobs due to his poor vocabulary and he is unable to connect with clients on calls. Barriers to effective communication can result in confusion which can lead to incorrect information being conveyed or miscommunication which can lead to loss of business. Various issues faced by the organisation are (i) structure, rules and regulations present in the organisation. (ii) lack of trust of superior in subordinate (iii) attention issue (iv) lack of skills in the translator where he does not know both languages. structure, rules and regulations present in the organisation.

Various types of communication barriers are
1. Semantic barriers
2. Psychological barriers
3. Organisational barriers
4. Personal barriers

Q.6 Which of the following is/are personal barriers?
(a) only I
(d) only ii) and iii)
(b) only ii)
(e) only iii)
(c) only i) and iii)

Q.7 Which of the following barrier is faced by Rohan?
(a) Semantic
(d) Personal
(b) Physiological
(e) Physical
(c) Organisational

Q.8 [प्रश्न-स्तम्भ OCR में गायब/truncated]
(a) Semantic Barriers
(d) Perceptual Barriers
(b) Status Barriers
(e) Personal Barriers
(c) Organisational Barriers

Q.9 Which of the following is an example of Non-verbal communication?
(a) Memos and documents
(b) Emails
(c) Body Language and Gestures
(d) Posters and Advertisements
(e) Graphics, Infographics, and Arts

Q.10 Which of the following best represents an example of an organizational barrier in a workplace?
(a) A lack of proper communication channels between different departments.
(b) An individual's personal fear of public speaking.
(c) A disagreement between coworkers over a project's direction.
(d) A delay in a project due to unforeseen external factors
(e) None of the Above

Instructions for Q.11 to Q.15: Read the following passage carefully and answer the given questions.

The government initiated scheme X in August 2014 to provide universal banking services for every unbanked household, based on the guiding principles of banking the unbanked, securing the unsecured, funding the unfunded and serving un-served and under-served areas. PMJJBY is a government-backed Life insurance scheme in India. In order to avail of the benefits offered by the Pradhan Mantri Jeevan Jyoti Bima Yojana policy, it is mandatory to link your Aadhaar Card to the participatory bank account.

Q.11 Based on the above passage, identify the Scheme that has been launched on 15th August, 2014:
(a) Pradhan Mantri Jan Arogya Yojana (PMJJAY)
(b) Pradhan Mantri Jan Dhan Yojana (PMJDY)
(c) Pradhan Mantri Jan Bhagidari Yojana
(d) Pradhan Mantri Jan Man Yojana
(e) Pradhan Mantri Jan Manthan Yojana

Q.12 What is the life insurance limit under PMJJBY?
(a) Rs.1,000,000
(b) Rs.4,000,000
(c) Rs.3,000,000
(d) Rs.2,000,000

Q.13 What is the age limit in the PMJJBY?
(a) 40 years
(b) 60 years
(c) 50 years

Q.14 What is the maximum amount of pension that is received under APY?
(a) Rs.1,000
(b) Rs.2,000
(c) Rs.3,000

Q.15 What is the amount of premium that is paid in the PMSBY?
(a) 40
(b) 50
(c) 20

Instructions for Q.16 to Q.20: Read the following passage carefully and answer the given questions.

These guidelines are applicable on Private sector banks including Small Finance Banks (SFBs), Payments Banks (PBs), whollyowned subsidiaries of foreign banks and foreign banks operating in India under branch mode. The Chair of the board shall be a/an . (a) Audit Committee of the Board (ACB)-The ACB shall be constituted with only . The Chair of the board shall not be a member of the ACB. The ACB shall meet with a quorum of three members. Nomination and Remuneration Committee (NRC)-The board shall constitute an NRC made up of only NEDs. The NRC shall meet with a quorum of three members. Risk Management Committee of the Board (RMCB). The board shall constitute an RMCB with a majority of NEDs. At least half of the members attending the meeting of the RMCB shall be independent directors of which at least one member shall have professional expertise/ qualification in

Q.16 Who shall be the chair of the board?
(a) Non-Executive Director
(b) Executive Director
(c) Independent Director
(d) Promotor Director
(e) Small Shareholder Director

Q.17 What is the quorum of the meeting of the board?
(a) one half members
(b) two fifth members
(c) two third members
(e) one tenth members

Q.18 Which of the following members are comprised in the Nomination committee?
(a) Independent Director
(d) Shareholder Director
(b) Non Executive Director
(e) Promoter Director
(c) Executive Director

Q.19 At least half of the members attending the meeting of the RMCB shall be independent directors of which at least one member shall have professional expertise/ qualification in
[OCR truncated; विकल्प गायब]

Q.20 Which of the following is the guidelines of RBI is the passage talking about?
(a) Risk Management
(d) Outsourcing of IT services
(b) Corporate Management
(e) Audit
(c) Corporate Governance

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SECTION: 1 MARKERS (SET 1)
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Q.21 Organized, self-disciplined and achievement-oriented are the characteristics of which of the traits of the Big Five Traits Model?
(a) Conscientiousness
(d) Extroversion
(b) Emotional Stability
(e) Openness to experience
(c) Agreeableness

Q.22 Fill in the blank with an appropriate option below.
A conflict between emotional requirements and real emotions is known as
(a) Emotional Conflict
(d) Perception Defence
(b) Emotional Dissonance
(e) Cognitive Dissonance
(c) Emotional Management

Q.23 Which of the following theories holds that the ends or consequences of an act determine whether the act is good or bad?
(a) Ethics of Rights Theory
(d) Deontological Theory
(b) Ethics of Justice Theory
(e) Teleological Theory
(c) Virtue Ethics Theory

Q.24 What kind of principle focuses on the kind of value displaces by others?
(a) Caring
(d) Distribution
(b) Right
(e) Love
(c) Justice

Q.25 Calculate the Return on Assets (ROA), if Income - is Rs 100 Lakhs and Asset size = is Rs 500 lakhs.
(a) 10
(d) 25
(b) 50
(e) 15
(c) 20

Q.26 The NaBFID Act, 2021 has been set up as a Development Financial Institution (DFI) to support the development of which part of the economy?
(a) Finance
(d) Roadways
(b) Infrastructure
(e) Export
(c) Banking

Q.27 What is the maximum limit that a resident individual can freely remit per financial year under the Liberalised Remittance Scheme?
(a) USD 250000
(d) Rs 50000
(b) USD 50000
(e) Rs 25000
(c) Rs 250000

Q.28 Which of the following is an example of Alternative Sources of Finance (ASF)?
(a) Forfaiting
(d) Government Security
(b) Bank Loan
(e) Corporate Bonds
(c) Credit

Q.29 Which of the following is a type of Non-Tax Revenue?
(a) Income Tax
(d) Interest
(b) Customs duties
(e) Excise duties
(c) GST

Q.30 Mr A has taken a loan of Rs 25,000 from Mr B, which is payable after 3 months. Mr. B has to give Rs. 25,000 to Mr. X. So, instead of repaying to him, Mr. B has asked Mr. A to give those money directly to Mr. X. Which of the following negotiable instrument will they form?
(a) Certificate of Deposits
(d) Promissory Notes
(b) Commercial Papers
(e) Cheques
(c) Bills of Exchange

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SECTION: 15 MARKERS (SET 1)
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Q.1 Explain in detail, RBI's Retail Direct Scheme including the scope, applicability, charges, fees, etc.

Q.2 Explain the Big 5 Personality Model of Personality. Also, explain how other traits of personality affect organisational behaviour.

Q.3 What was Henri Fayol's contribution to management? Also, explained his 14 principles of management.

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SECTION: 10 MARKERS (SET 1)
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Q.1 What is a code of conduct? How is it implemented in the organisation?

Q.2 Describe ONDC. How it will impact companies like Flipkart, Amazon, Walmart etc.

Q.3 What are pre-sanctioned credit lines at banks through the UPI? How is it going to help in furthering financial inclusion?

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SECTION: ESSAY / PRECIS / COMPREHENSION
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Q.1 Write an essay on any one of the following topics in about 600 Words. (40 Marks)
1) In every organization, especially in modern day and age, employees focus on personal value and purpose in the organization. Suggest measures for organization culture in this regard
2) What is social media recruitment? What are its advantages and disadvantages
3) Economic impacts of climate change on developing countries
4) There is an immense need of multi linguistic social media accounts for businesses

Q.2 Write a precis from the given paragraph in about 180 words. (30 Marks)

In the contemporary era, the intersection of gender equality and artificial intelligence (AI) has emerged as a crucial discourse shaping the socio-technological landscape. As societies evolve and embrace technological advancements, the impact of AI on gender equality becomes increasingly significant. This passage delves into the multifaceted relationship between gender equality and AI, exploring the challenges, opportunities, and the imperative for a harmonious coexistence.

At its core, gender equality refers to the equal rights, opportunities, and treatment of individuals, regardless of their gender. In the realm of AI, gender biases have been a persistent concern. The algorithms that power AI systems are often trained on vast datasets that may inadvertently perpetuate societal biases. If these datasets contain gender-based disparities, AI systems can inadvertently reproduce and exacerbate those biases in their decision-making processes.

One notable area where gender biases in AI have surfaced is in the realm of employment and recruitment. AI-powered hiring tools, if not carefully designed and monitored, can inadvertently favor certain genders over others. This can lead to a perpetuation of existing gender disparities in the workplace, hindering efforts to achieve gender equality.

Furthermore, the development and deployment of AI technologies have been historically dominated by male perspectives, leading to a lack of diversity in AI research and development. The absence of diverse voices and perspectives in the creation of AI systems can result in technologies that inadequately address the needs and concerns of different genders. Therefore, fostering diversity in the AI workforce is essential to ensure that AI technologies are equitable and inclusive.

On the positive side, AI has the potential to contribute significantly to gender equality. One notable area is healthcare, where AI-powered technologies can enhance medical research and treatment. By analyzing large datasets, AI can identify gender-specific health patterns, leading to more targeted and effective healthcare interventions. This can contribute to improved health outcomes for individuals of all genders.

Education is another domain where AI can play a transformative role in promoting gender equality. AI-powered educational tools can be designed to address gender-specific learning needs and provide personalized learning experiences. This can help bridge educational gaps and empower individuals of all genders to pursue their academic and professional aspirations.

Moreover, AI has the potential to challenge traditional gender roles and stereotypes. Virtual assistants and chatbots, for example, can be programmed to provide inclusive and non-biased responses, promoting a more equitable representation of genders in digital interactions. By consciously designing AI systems to be gender-neutral and inclusive, developers can contribute to dismantling stereotypes and fostering a more egalitarian society.

However, the integration of AI into various aspects of society must be approached with caution to avoid exacerbating existing gender inequalities. It is essential to prioritize transparency and accountability in the development and deployment of AI technologies. Algorithms should be scrutinized for biases, and measures should be implemented to rectify and prevent discriminatory outcomes.

Additionally, ethical considerations must be at the forefront of AI development. Ensuring that AI systems are aligned with ethical principles, human rights, and values is crucial to prevent unintended consequences that may disproportionately affect certain genders. An ethical framework for AI should prioritize fairness, accountability, transparency, and inclusivity, with a focus on mitigating potential harms.

Government policies and regulations also play a pivotal role in shaping the relationship between gender equality and AI. Policymakers must be proactive in addressing the challenges posed by AI and enacting legislation that safeguards against discriminatory practices. This includes measures to ensure transparency in AI algorithms, accountability for biased outcomes, and the promotion of diversity in the AI workforce.

In conclusion, the intricate interplay between gender equality and AI requires careful consideration and proactive measures to harness the positive potential of AI while mitigating its negative impacts. AI has the capacity to be a powerful force for promoting gender equality in various domains, but it also poses challenges that demand thoughtful solutions. Through ethical development, transparent deployment, and inclusive policies, society can navigate the complex terrain of gender equality and AI, striving for a future where technology contributes to a more equitable and just world.

Q.3 Read the following comprehension and answer the questions that follow (10x3 = 30 Marks)

In the contemporary economic landscape, the phenomenon of inflation has become a central concern for policymakers, economists, and the general populace. Rising prices of goods and services impact various sectors, and the dynamics of inflation are complex and multifaceted. This passage delves into the intricate relationship between corporate pricing strategies, global economic factors, and the primary causes of inflation, offering insights into the challenges faced by economies and the individuals navigating them.

One of the recurring trends observed in economies around the world is the propensity of corporations to increase prices when the supply of goods and services falls short. This practice, often driven by the principles of supply and demand, has been a subject of scrutiny and debate. The author, in examining this phenomenon, takes a nuanced view. While recognizing the economic rationale behind price adjustments in times of scarcity, the author also expresses concerns about the potential exploitation of such situations by corporations.

The author contends that while it is understandable for businesses to recalibrate prices based on supply constraints, there should be ethical considerations in play. Unjustifiably exorbitant price hikes during shortages can lead to a situation termed as "greedflation," where the pursuit of profit overshadows the principles of fair pricing and societal well-being. The author suggests that corporations should exercise restraint and ethical pricing strategies, ensuring that their actions do not disproportionately burden consumers during times of economic strain.

In the context of the European Central Bank (ECB), the author sympathizes with its president in navigating the challenges posed by inflation. The ECB president is portrayed as a figure grappling with the intricate task of balancing monetary policies to address inflationary pressures while fostering economic growth. The author acknowledges the delicate nature of this responsibility and emphasizes the importance of strategic decision-making to maintain stability in the Eurozone and beyond.

The author also delves into the concept of "Greedflation," positioning it as a secondary cause of inflation. The primary cause, as outlined by the author, is the complex interplay of demand and supply dynamics in the market. When demand outstrips supply, prices naturally rise as a reflection of market forces. The author posits that this fundamental economic principle is the bedrock of inflation.

While acknowledging the primary role of demand and supply imbalances in inflation, the author critically examines the concept of "Greedflation." This term is coined to describe instances where businesses exploit market conditions to maximize profits, often at the expense of consumers. The author views "Greedflation" as a concerning phenomenon that exacerbates the impact of inflation, particularly for individuals and households with limited financial resources.

The author advocates for a comprehensive approach to address inflation, recognizing both its primary and secondary causes. Policymakers are urged to implement measures that foster a competitive and fair market environment, preventing excessive market power and ensuring that businesses prioritize societal welfare over unchecked profit maximization.

In conclusion, the author explores the intricate dynamics of inflation, corporate pricing strategies, and the challenges faced by global economic leaders, such as the ECB president. The author presents a balanced perspective on the role of corporations in adjusting prices during supply shortages, emphasizing the need for ethical considerations. Additionally, the passage sheds light on the concept of "Greedflation" as a secondary cause of inflation, highlighting the importance of addressing both primary and secondary factors to foster economic stability and protect the well-being of consumers.

(a) What is the author's view on corporate's increasing prices when the supply falls short?
(b) The author sympathized with ECB president. Why?
(c) Greedflation is the secondary cause of inflation. What is the primary cause and what are the author's views on this?

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SECTION: 2 MARKERS (SET 2)
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Instructions for Q.1 to Q.4: Read the following passage carefully and answer the given questions.

X is an international organization that deals with the global rules of trade between nations. It is successor to the General Agreement on Tariffs and Trade (GATT), which was in place since 1948. It has its headquarters in Geneva, Switzerland, and serves as the principal forum for trade negotiations, dispute settlement, and the development of global trade rules.

X facilitates trade negotiations among its member countries to develop and update trade agreements. These negotiations, known as trade rounds, aim to lower trade barriers and address various trade-related issues to promote free and fair trade. It also administers a set of agreements that lay down the rules for international trade in goods, services, and intellectual property. The most significant of these agreements are the General Agreement on Tariffs and Trade (GATT) for goods, the General Agreement on Trade in Services (GATS) for services, and the Agreement on Trade-Related Aspects of Intellectual Property Rights (TRIPS).

Q.1 Which round of X talks faced various challenges throughout its negotiations and has remained uncompleted within the originally intended timeframe?
(a) Uruguay Round
(b) Doha Round
(c) Nairobi Round

Q.2 When was X mentioned in above paragraph established?
(a) 1 July 1997
(b) 1 October 1996
(c) 1 January 1995

Q.3 Who is the incumbent Director-General of the X mentioned in the above passage?
(a) Peter Sutherland
(b) Ngozi Okonjo-Iweala
(c) Roberto Azevedo

Q.4 Which of the following is the highest decision-making body of X mentioned in the above passage?
(a) Goods and Services
(c) Dispute Settlement Body Council
(b) TRIPS Council
(e) Ministerial Conference

Instructions for Q.5 to Q.9: Read the following passage carefully and answer the given questions.

X mission was launched by Hon'ble Prime Minister Narendra Modi on 20 October 2022 at Kavadia, Gujarat. It is India-led global mass movement to nudge individual and community action to protect and preserve the environment.

X focuses on bringing about behaviour changes in individuals for combating climate change. Its objective is a global movement for transitioning from a model of destructive and mindless consumption to deliberate and mindful utilization of resources. Ministry of Environment, Forest and Climate Change is the nodal ministry for national-level coordination and implementation of this Mission.

X also recognises that Indian culture and living traditions are inherently sustainable. It highlights importance of conserving our precious natural resources and living in harmony with nature are emphasised in our ancient scriptures.

Energy consumption is a significant contributor to greenhouse gas emissions, which is the primary cause of climate change. By reducing energy use, we can reduce our carbon footprint and help mitigate the effects of climate change

Q.5 Identify the Mission X mentioned in the above passage
(a) Mission Saubhagya
(b) Mission AWARe
(c) Mission for Global Green
(d) Mission on Strategic Knowledge for Climate Change
(e) Mission LiFE

Q.6 At which of the following international event in 2021 was the Mission X mentioned in above passage announced by Prime Minister?
(a) UNFCCC COP24, Katowice
(b) UNFCCC COP25, Madrid
(c) UNFCCC COP26, Glasgow
(d) UNFCCC COP27, Sharm El Sheikh
(e) UNFCCC COP28, Dubai

Q.7 Which of the following is not amongst seven themes of the Mission X?
1) Reducing use of single-use plastic
(b) Adopting healthy lifestyle
(c) Sustainable food systems
(d) Planting Trees
(e) Energy saving

Q.8 X Mission envisions three core shifts towards sustainability in three phases. Match the correct pairs
A) Phase I - i. Change in Policy
B) Phase 2 - ii. Change in Supply
C) Phase 3 - iii. Change in Demand
(a) A-iii, B-ii, C-i
(d) A-i, B-ii, C-ii
(b) A-i, B-ii, C-iii
(e) A-iii, B-i, C-ii
(c) A-ii, B-ii, C-i

Q.9 Which of the following is the first country to include mission X in its Nationally Determined Contribution?
(a) South Africa
(b) USA
(c) Australia

Instructions for Q.10 to Q.13: Read the following passage carefully and answer the given questions.

X report is released twice a year by Y organisation, providing an assessment of the global economic situation. It provides an assessment of the global economic situation, including projections for economic growth, inflation, fiscal balances, and other macroeconomic indicators for both individual countries and regions

X report also presents economic forecasts for the near and medium-term for a wide range of countries and regions. These forecasts are based on various factors, including historical data, policy assumptions, and current economic conditions. It also contains an in-depth analysis of individual countries and regions, including discussions on their economic performance, policies, and potential risks and vulnerabilities.

In addition to providing economic analysis and projections, X report also offers policy recommendations to address economic challenges and promote sustainable economic growth. These recommendations are aimed at policymakers in member countries and international institutions.

Q.10 Identify the report X mentioned in above paragraph.
(a) Global Economic Gap
(b) Global Economic Prospects
(c) World Economic Outlook
(d) World Economic Situation and Prospects
(e) World Economic and Social Outlook

Q.11 As per the report X, mentioned in above paragraph, advanced economies are expected to see an especially pronounced growth slowdown, from 2.7 percent in 2022 to percent in 2023. Fill the gap
(a) 1.8 percent
(b) 1.3 percent
(c) 1.5 percent

Q.12 The database for above Y report mentioned in above paragraph is created during biannual exercise, which begins in and of each year and results released in the April and September/October publication. Fill the gaps
(a) February and August
(b) May and October
(c) June and December

Q.13 Which of the following are three critical missions of Y organisation that releases X report mentioned in above paragraph?
1) Furthering international monetary cooperation
2) Encouraging the expansion of trade and economic growth
3) Discouraging policies that would harm prosperity
4) Reducing poverty in developing countries
5) Promoting and facilitating the liberalization of trade
(a) 3, 4 and 5
(b) 2, 3 and 5
(c) 1, 2 and 3
(d) 1, 4 and 5

Instructions for Q.14 to Q.16: Read the following passage carefully and answer the given questions.

These specific tribal groups in India have been facing extreme social, economic, and geographic isolation and are highly vulnerable to exploitation and marginalization compared to regular Scheduled Tribe. They usually reside in remote and geographically difficult areas, which often contribute to their isolation from mainstream society.

These tribal groups typically have a small population, distinct cultural practices, languages, and traditions that need protection and preservation. This makes them more susceptible to external pressures and cultural dilution. They also face significant poverty, illiteracy, and limited access to basic services such as healthcare and education.

This tribal group has been created by Government of India with the purpose of better improving the living standards of endangered tribal groups based on priority. Moreover, Government of India is giving special focus on providing targeted welfare measures and developmental initiatives to uplift these tribal groups.

Q.14 The developmental work for these tribal groups mentioned in above paragraph are being taken under which of the following priorities of Saptarishi (7 Priorities) of Union Budget 2023-24?
(a) Unleashing the Potential
(b) Youth Power
(c) Green Growth
(d) Infrastructure and Investment
(e) Reaching the Last Mile

Q.15 Which of the following state does not have the presence of these tribal groups mentioned in the above paragraph?
(a) Gujarat
(b) Assam
(c) Maharashtra
(d) Tamil Nadu
(e) Kerala

Q.16 Which of the following criteria are being used by Government of India to identify these tribal groups mentioned in above paragraph?
1) Pre-agricultural level of technology
2) Low level of literacy
3) Economic Backwardness
4) Declining or Stagnant Population
5) Distinct cultural practices
(a) 1, 3, 4 and 5
(b) 2, 3 and 5
(c) 2, 3, 4 and 5

Instructions for Q.17 to Q.20: Read the following passage carefully and answer the given questions.

This portal for registration of Unorganised Workers across the country was launched on 26th August 2021. It aims to build comprehensive National Database of Unorganised Workers (NDUW) and migrant workers in the country seeded with Aadhaar.

It serves as a centralized database of all unorganized workers including Construction Workers, Migrant Workers, Gig and Platform workers, Street Vendors, Domestic Workers, Agriculture Workers, etc.

The portal is proving to be huge boost towards last mile delivery of the welfare schemes of unorganised workers. It is also improving the implementation efficiency of the social security services for the unorganized workers and integration of Social Security Schemes meant for UWs.

Q.17 How many unorganised sector workers have enrolled on this NDUW portal mentioned in the above paragraph?
(a) 31.45 crore
(b) 28.87 crore
(c) 24.58 crore

Q.18 This NDUW portal mentioned in the above paragraph has been recently integrated with application developed by Ministry of Electronics and Information Technology and Fill the gap
(a) National Payments Corporation of India
(b) National e-Governance Division
(c) Common Services Centres
(d) Unified Mobile Application for New-age Governance
(e) National Knowledge Network

Q.19 Which of the following services can be accessed through this NDUW portal mentioned in the above paragraph?
1) Employment Opportunities
2) Skilling
3) Apprenticeship
4) Pension Scheme
5) Digital Skilling and State Schemes
(a) 3, 4 and 5
(b) 1, 2, 3 and 4
(c) 1, 3, 4 and 5

Q.20 Which of the following ministries has recently added new feature in the portal to provide access to child education and women centric schemes to the migrant workers?
(a) Ministry of women and child development
(b) Ministry of labour and employment
(c) Ministry of social justice and empowerment
(d) Ministry of health and family welfare
(e) Ministry of education

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SECTION: 1 MARKERS (SET 2)
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Q.21 Which of the following statement are correct with respect to Sovereign Gold Bond Scheme?
1) Investors are paid fixed rate of 2.5% per annum, payable semi-annually on nominal value
2) Issue price is less by Rs.50 per gram for investors subscribing online and pay through digital mode
3) A certificate of holding will be issued at the redemption after 8 years
4) These bonds are not sold through offices of Scheduled Foreign Banks
(a) 2 and 3 Only
(b) 3 and 4 Only
(c) 1 and 2 Only

Q.22 The Prime Minister's Scholarship Scheme is being implemented to encourage technical and post-graduate education Who among the eligible is/are eligible under the scheme?
1) Students who have taken admission in 1st year (except Lateral Entry & Integrated Course) are only eligible to apply for PMSS
2) Wards of Civilians including Para Military Personnel
3) Widows of Ex Servicemen & Ex Coast Guard personnel.
(a) Only 1 and 3
(b) Only 2 and 3
(c) Only 1 and 2

Q.23 An NGO is trying to open Pradhan Mantri Jan Aushadhi Kendra. Which of the following will be the benefits available to this NGO under the scheme?
1) It will be given incentive @ 15% of monthly purchase made from PMBI by these PMBJKS subject to ceiling of Rs 12,000/- per month
2) It will be provided 20% margin on MRP (excluding taxes) of each drug
3) In case it is special beneficiary, it will receive incentive of Rs 2.4 Lakhs
(a) 1 Only
(b) 1, 2 and 3 Only
(c) 1 and 2 Only

Q.24 The Scheme X was launched by the Government of India on 5 April 2016 to promote entrepreneurship at grassroot level focusing on economic empowerment and job creation. Who amongst of the following can avail benefits under the scheme?
1) Mohan who works in construction work wants to open his start-up to give benefits of housing to rural sector
2) Sunita and Sarita are sisters they belong to scheduled tribe and they want to avail a loan of 50,00,000
3) Savitri belongs to marginal community and wants to avail loan for her start-up under the scheme
(a) 1 and 2 Only
(b) 1 Only
(c) 2 and 3 Only

Q.25 Rajni who is 35 years old has two daughters Rina (12 Years) and Tina (8 years). She lost her husband recently and is availing benefits under Swadhar Greh Scheme. Which of the following is true?
1) Rajni can only take the benefits of the scheme till 45 years
2) Rina cannot stay with Rajni as she is above 10 years
3) Rajni can only take the benefits till 3 years
(a) 1 and 2 Only
(b) 2 and 3 Only
(c) 3 Only

Instructions for Q.26: Read the following passage carefully and answer the given questions.

Harshit has a daughter Neha, who is 8 years old. Harshit is worried about her higher studies and marriage. He wants to save money for her future but has no idea where he should invest or save the money. Harshit met his friend Narender at a market where they started discussion about their own daughter's future. Narender told Harshit about an account which is meant for girl child. In this account minimum Rs.250 and Maximum Rs.1.5 lakh can be deposited. The scheme under which this account is being opened is operational since 2015 by ministry of women and child development. Harshit was satisfied with Narender's suggestion and he has opened the account mentioned by Narender in the name of her daughter Neha.

Q.26 With respect to the scheme mentioned in the given information, identify the correct statement/s
1) The scheme is meant for the girl child below 10 years of age.
2) Premature withdrawal is limited to 50% of the balance that was at the end of the preceding financial year.
3) Maximum validity of account is 14 years
(a) Only 1 and 3
(b) Only 1 and 2
(c) Only 2 and 3
(d) Only 2
(e) Only 3

Instructions for Q.27: Read the following passage carefully and answer the given questions.

This is Central Sector scheme with 100% funding from Government of India.

It became operational from 1.12.2018. Under it, an income support is provided to all land holding farmer families. In this case, farmer family is husband, wife and minor children. Identification of eligible beneficiary families under this scheme is done by State Government and UT administration. On basis of this, fund is directly transferred to the bank accounts of the beneficiaries.

Q.27 Identify scheme mentioned in the above passage.
(a) PM Vibrant Villages Programme
(b) PM Kisan Maan Dhan Yojana
(c) PM Kisan Samman Nidhi
(d) PM Krishi UDAN scheme
(e) National Scheme of Welfare of Farmers

Instructions for Q.28: Read the following passage carefully and answer the given questions.

X initiative has been launched by Ministry of Civil Aviation in December 2022 for a biometric boarding system using Facial biometric verification Technology. It aims at providing a seamless and hassle-free experience for passengers at airports. Its main objective is to enhance the passenger experience by eliminating the need for manual verification of tickets and ID at multiple touch points and to achieve better throughput through existing infrastructure using a Digital Framework.

Q.28 Identify X initiative mentioned in the above paragraph?
(a) Digi Suvidha
(d) Digi Flight
(b) Digi Travel
(e) Digi Yatra
(c) Digi Checkin

Q.29 Eklavya Model Residential School (EMRS) is a government initiative in India aimed at providing quality education to tribal children. These schools are fully funded by the Ministry of Tribal Affairs. EMRS focuses on the holistic development of students by providing them with a conducive learning environment, modern infrastructure, and trained teachers. Government has planned to build EMRS in every block with 50% or more ST population and at least 20,000 tribal persons. How much capital cost for construction of EMRS is provided by Government in case of Northeast, Hilly and LWE affected areas?
(a) Rs.50 crores
(b) Rs.48 crores
(c) Rs.37 crores

Q.30 Manoj is 38 years old. He has six members in his family. He is involved in construction work. He got to know about Pradhan Mantri Jan Arogya Yojana which is the world's largest health insurance scheme. He also found that this scheme aims at providing a health cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization to poor and vulnerable families. Finding out importance of this scheme, he enrolled himself and his family under this scheme.

Which of the following statements are correct about benefits of Scheme to Manoj?
1) Only five members of his family can avail the benefits
2) Only his dependent parents can avail the benefits
3) He cannot avail the benefits as he has crossed the age limit
(a) Only 1 and 2
(b) Only 2 and 3
(c) Only 1 and 3
(d) None is correct
(e) All are correct

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SECTION: 15 MARKERS (SET 2)
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Q.1 In the light of RBI's report on currency and finance FY 2022-23, explain
Macroeconomic effect of climate change
3 landmark global collaborations on climate change

Q.2 World bank has released its World Development Report 2023: Migrants, Refugees and Societies. Discuss key recommendations for the countries given in the report.

Q.3 UNDP's new strategy for Gender Equality was mentioned in UNDP's report. Taking reference of this report, how can we introduce gender sensitization in the fabric of Indian economy.

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SECTION: 10 MARKERS (SET 2)
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Q.1 Explain any 3 schemes of the government of India working towards employment generation and poverty alleviation.

Q.2 What are the Direct and indirect monetary policy measures and briefly explain at least 8 of them.

Q.3 What are the various challenges faced by start-ups in tier 2 and tier 3 cities?

 

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